PERSONAL INSURANCE

WHAT IS PERSONAL INSURANCE?

Personal insurance refers to insurance products that are designed to protect individuals and their families from financial loss. These types of insurance policies typically cover individuals, as opposed to businesses, and include products such as auto insurance, homeowners insurance, renters insurance, and umbrella insurance. Personal lines insurance can provide coverage for a variety of risks, including damage to property, liability for injuries sustained by others, and financial loss due to unforeseen events such as accidents or natural disasters. The specific coverage provided by a personal lines insurance policy will depend on the specific policy and the insurance company offering it.


AUTO INSURANCE?

Personal auto insurance is a type of insurance that provides coverage for individuals who own and drive a personal vehicle. It typically covers damages to the policyholder's own vehicle, as well as any injuries or property damage the policyholder may cause to other people while driving. Personal auto insurance policies usually include several different types of coverage, including liability coverage (which covers damages or injuries that the policyholder is responsible for), collision coverage (which covers damages to the policyholder's own vehicle resulting from a collision), and comprehensive coverage (which covers damages to the policyholder's vehicle from non-collision events, such as theft or natural disasters). Some personal auto insurance policies also include coverage for medical expenses, rental car reimbursement, and roadside assistance. Our team at The Insurance Store is here to help you find the right coverage for your personal vehicles.


HOME , CONDO AND RENTERS INSURANCE?

A house is a huge investment. Protect your home and belongings by getting quality homeowners insurance from The Insurance Store. Home insurance is a type of insurance that covers damage to your home and personal property, as well as liability for any injuries sustained by people on your property. It also provides protection if you are unable to live in your home due to a covered event, such as a natural disaster or fire. Let us customize a homeowner’s policy that fits your particular needs. Whether you own a house, condo, townhome, mobile home, or if you’re a renter, you can rest easy knowing that you have the right home insurance product to protection you and your family. Our team of home insurance experts can also help you find the right insurance for earthquake and flood.


SPECIALITY INSURANCE LINES

If you own a boat, a recreational vehicle such as a motorhome or camper trailer, a motorcycle, dirt bike, golf cart, or any other powered or leisure vehicle, you’ll benefit from our selection of specialty insurance lines. Coverage can include roadside assistance if your engine fails and you’re stuck on the side of the road. It can also protect any belongings found inside your RV or boat. Don’t take chances. Get the coverage you need and enjoy greater peace of mind when you're out having fun.


WHY CHOOSE US?

Divine Insurance Agency offers insurance suited for all ages and life stages. In addition to auto and home insurance, personal insurance lines include condo and renter’s insurance, as well as specialty insurance products to cover motorcycles, boats, and RVs. We’d like to help you make an informed decision regarding your personal insurance policies. As a family-owned and operated business since 2023, we have the knowledge and expertise to help you choose the right personal insurance coverage. Call our Personal Lines team at 559-420-0911 to speak with one of our friendly representatives. We look forward to hearing from you!